"SoFi의 고수익 저축 상품은 최대 4% 금리를 제공하며, 프로모션에는 계좌 개설만으로 최대 $400이 포함될 수 있다."
Publish-day $18.22 · 05/29
Asking USC Grads What Their Starting Salary Is (2026)
"SOFI’s high-yield savings account is the first easy upgrade I’d make for cash you need safe and liquid — it pays up to about 4% APY, with the rate likely moving if the Fed cuts."
Publish-day $15.31 · 05/13
How To Climb The Investing Ladder (8 Tiers)
"SoFi는 고수익 저축 계좌에서 가장 뛰어난 선택지로, 동종 최고의 금리와 간편한 온라인 체험, 추천 보너스가 탁월한 경쟁력을 뒷받침한다."
Publish-day $19.06 · 04/22
You NEED a HYSA Now!! How to Set Up High Yield Savings Account for Free
"Wells Fargo의 약 0.01% 저축 수익률은 실질적으로 매일 손실을 의미하며, 약 3~4% APY를 제공하는 고수익 온라인 저축 계좌와 비교해 예금자의 구매력을 지속적으로 잠식한다."
Publish-day $80.58 · 04/22
You NEED a HYSA Now!! How to Set Up High Yield Savings Account for Free
"Wells Fargo는 비교에서 말하는 4% 고수익 저축 금리보다 훨씬 낮은 금리를 주는 것으로 암시된다."
Publish-day $77.54 · 05/29
Asking USC Grads What Their Starting Salary Is (2026)
$VTECVanguard California Tax-Exempt Bond ETF중립 · 1
MIXEDlast month
"VTEC is a Vanguard California tax-exempt municipal bond ETF that he holds for after-tax yield — it pays low ~3% but the income is exempt from federal and California taxes."
"The S&P 500 through index funds is his long-run “sweet spot” because it’s diversified, historically returns around 10% and ~14–15% over the last decade, and can still swing year-to-year."
"AMZN is a hypothetical example of the kind of individual stock he’d buy with a strong conviction thesis, aiming to outperform broad markets via single-company upside."
"NVDA is referenced as an example of how growth stocks can deliver extraordinary gains (he cites roughly +2,000% from 2020), showing why individual-stock risk can pay off."
"PTON is his example of the sharp downside in individual-stock investing — down about 95% at its peak, illustrating how recovering can require extreme upside like a 20x move."
