Asking USC Grads What Their Starting Salary Is (2026)
"SOFI’s high-yield savings account is the first easy upgrade I’d make for cash you need safe and liquid — it pays up to about 4% APY, with the rate likely moving if the Fed cuts."
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"Wells Fargo给出的利率明显低于4%的高息储蓄水平。"
Publish-day $77.54 · 05/29
Asking USC Grads What Their Starting Salary Is (2026)
$VTECVanguard California Tax-Exempt Bond ETF中性 · 1
MIXEDlast month
"VTEC is a Vanguard California tax-exempt municipal bond ETF that he holds for after-tax yield — it pays low ~3% but the income is exempt from federal and California taxes."
"The S&P 500 through index funds is his long-run “sweet spot” because it’s diversified, historically returns around 10% and ~14–15% over the last decade, and can still swing year-to-year."
"AMZN is a hypothetical example of the kind of individual stock he’d buy with a strong conviction thesis, aiming to outperform broad markets via single-company upside."
"NVDA is referenced as an example of how growth stocks can deliver extraordinary gains (he cites roughly +2,000% from 2020), showing why individual-stock risk can pay off."
"PTON is his example of the sharp downside in individual-stock investing — down about 95% at its peak, illustrating how recovering can require extreme upside like a 20x move."
