Everything Money

"ADBE is a sticky, subscription software business with resilient free cash flow that the market is undervaluing after AI fears—Firefly is positioned to enhance Photoshop rather than replace it, and the stock’s massive drawdown creates an attractive gap between fundamentals and the price."

"SFM deserves a buy because its focused natural/organic retail model is driving improving margins and above-average revenue growth, with a long trend tailwind from shoppers caring about ingredient labels and an expansion pipeline that can lift profitability further."

"BLDR is a structurally advantaged homebuilding materials distributor with scale and pre-assembly services that make it harder to replace, and the housing shortage provides a long runway for demand as the business shifts from lumber-price volatility to more predictable, higher-quality cash flows."

"INTC’s multi-year turnaround is showing real traction (gross margin improving to 41.5% in the most recent quarter) but the stock’s ~8x “ugly pillars” and jump to about $98 means the market may have gotten ahead of the recovery, making the setup more mixed than a clean buy at this price."

"NVDA looks fundamentally strong, but the key risk is that the valuation is pricing in extraordinary future growth—if demand/returns from AI capex don’t translate fast enough, the stock can be overpaying even if the long-term story remains intact."

"AMD doesn’t appear compelling versus his stock-analyzer fair-value assumptions (low/mid/fair-value levels are below the current price), so the opportunity looks muted right now."

"MU screens poorly on his assumptions (all signals red with fair-value ranges below the current price), implying limited upside at the prevailing valuation."

"MRVL looks like the weakest of the remaining names in his fair-value framework (low-to-high fair values sit well below the current price), suggesting it’s not priced attractively enough."

"TSLA's AI/robotics pivot may be exciting, but with 2026 capex over $25B driving massive negative free cash flow risk plus regulatory delays and margin compression in the core auto business, the stock's AI-vision valuation setup looks like it leaves little room for error at current prices."

"AAPL looks positioned for a major AI upgrade cycle thanks to a potential AI partnership with Google that could re-rate the stock toward a far higher valuation level."

"MSFT’s Azure is expected to outperform expectations in 2026, making the cloud growth outlook the key bull case for the stock."

"PLTR is framed as a leading commercial AI pick with the potential to reach a $1T+ market cap over the next 2–3 years."

"CRWD is the top cyber-security AI subsector pick, benefiting from the view that security demand is a foundational layer as enterprises deploy AI workloads."

"GOOGL is one of the few IPO outcomes that actually worked for day-one buyers because it was already profitable and dominant when it went public in 2004."

"Chasing hyped IPOs tends to be a losing strategy versus the SPX because only 29% of IPOs trade higher a decade later (and 71% trade lower), leaving investors with long-run underperformance."

"INTU looks materially undervalued after Wall Street’s AI-fear selloff because the business is still growing and generating strong free cash flow, with the multiple dropping from ~40–50x FCF to ~16x despite AI disruption concerns."

"CRM should be viewed as a value opportunity even with AI-agent anxiety because free cash flow is solid and the company is still growing (just slower), yet the market is punishing it on a “low-quality” earnings beat and guidance that falls below its ~15% 5-year average."

"NOW’s selloff looks overdone for an enterprise workflow platform because revenue continues to grow and customers remain sticky with high switching costs, even as AI-driven replacement fears and competition from Microsoft/Oracle/Salesforce pressure the valuation."