Invest with HenryANALYSTJul 12, 2026“SoFi is a buy under $20 given insider buying, record earnings, a powerful cross-sell flywheel, and growing tech infrastructure, targeting $25-30 in 6-12 months.”
Why he says it — point by point
FAVORABLE & AGAINST · BOTH KEPTWhy
Anthony Notto on June 16 bought 13,888 shares on the open market at an average price of $186
adjusted net revenue reached $1.1 billion, up 41% year-over-year. Net income climbed to 167 million. Adjust EBIDA hit a record of 340 million.
SoFi is able to acquire customers for very cheap with an entry product and then they're building a relationship and selling high-V value products from there.
Galileo has now been brought together under SoFi technology solutions, creating a platform that powers financial institutions behind the scenes
So they earn interest on customer cash and they pay out less and less of that as time goes on. So that spread is extremely high margin
The structured call
The receipt
Publish-day price $$18.78 · the claim is anchored to the moment it was said.