《Best 3 ETF Portfolio Buy & Hold FOREVER (BEST Simple Investing)》
鉴于其低波动性（beta约0.69）、股息持续增长以及下行保护，SCHD是适合长期持有的首选股息基金。
出于这个原因，我想要一只股息基金，而在我看来最好的选择是 SCHD，也就是 Schwab US Dividend Equity ETF。
For this reason, I want a dividend fund, and the best option in my opinion is SCHD, which is the Schwab US Dividend Equity ETF.
看看它的贝塔系数。SCHD 的贝塔系数约为 0.69。也就是说，它的波动比标普 500 指数低 30%。这正是我所寻找的。
Look at its beta coefficient. SCHD's beta coefficient is approximately 0.69. That is, it fluctuates 30% less than the S&P 500 index. That is exactly what I am looking for.