《Scale Economies Shared》
Root的商业模式是合理的：利用远程信息处理技术只为优质驾驶员提供服务，从而避免损失，并随着技术改进而降低价格。
在汽车保险方面，Root表示，他们平均每月为客户节省109美元。
and in auto insurance Root says that they save, on average, $109 a month for their customers.
所以Root改变了这一点。他们不会服务糟糕的司机，这基于技术，主要是远程信息处理。他们只服务好司机，当技术变得更好时，他们可以为所有人降低价格。
So Root changed that. They're not going to serve the bad drivers, and it's based on technology, telematics mostly. They're going to serve only the good drivers, and when the technology gets better, they can lower prices for everyone.