Value Investing with Sven Carlin, Ph.D. 对 $FICO 的判断变化

2026-09-08看跌
《FICO Stock - Will it Rebound Back to $2,400?》
FICO因债务融资回购和激进定价而面临结构性风险,对价值投资者而言缺乏安全边际。

我收到了很多关于FICO的评论,那么那里发生了什么?该股已下跌60%,而利润仍在增长40%。所以,让我们看看是否有价值,或者风险是否仍然存在。

I've received a lot of comments about FICO , so what's going on there? The stock has fallen by 60% while profits are still growing by 40%. So, let's see if there is value or if the risks still exist .

就在我准备这个的前一天,由于房利美和房地美使用了另一家积分提供商,该股下跌了16-17%。让我们快速看一下上次演示中的数字。一切看起来都非常好。收入增长了26%。积分收入增长了41%。

软件业务稳定,但平台业务仍增长66%。净利润增长了40%,每股收益令人惊讶。自由现金流很高,股票回购利用了低股价。

Just one day before I prepared this, the stock had dropped 16-17% due to Fannie Mae and Freddie Mac using another points provider. Let's take a quick look at the numbers from the last presentation.

Everything looks amazingly good. Revenue increased by 26%. Points revenue by 41%. The software is stable, but the platform is still growing by 66%. Net income rose by 40%, and earnings per share were astonishing.

Free cash flow is high, and share buybacks are taking advantage of the low share price.